Account Analyst-Agric at Standard Bank, City Branch

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Job Purpose

Provide support to the agribusiness Business Manager in servicing agribusiness customers, attending to agribusiness customer enquiries, perform credit applications, providing credit administration support and identifying customer needs and refer accordingly
To support the agribusiness Business Manager meeting sales, service and other targets within his/her respective portfolio

 

Key Responsibilities/Accountabilities

  • Contact customers, where necessary or refer to the applicable product owners to provide feedback or follow up on requirements from customers
  • Interact with customers to obtain and analyse financial material, (i.e., debtors lists, management accounts, cash flow budgets), in terms of agreed covenants (as required for portfolio management)
  • Cross-sell products and services re-actively and pass leads on to the Business manager
  • Contribute to the achievement of sales budget.
  • To provide an overall administrative and credit management responsibility for Enterprise Banking
  • Accurately and efficiently collates and checks collateral documentation and mandates for banking facilities
  • Support Business manager to resolve customer queries where necessary
  • Monitors daily excesses to ensure that customer facilities are managed within the parameters set by Credit
  • Manages the credit limits (i.e. ensuring that limits are timeously renewed) (portfolio management)
  • Manages the timeous regularisation of facilities letters and conditions of approval
  • Ensures the timeous completion of all reviews and  compliance with general banking credit policies and procedures
  • Ensure timeous disbursement of all new credit facilities
  • Originates applications to credit

 

Preferred Qualification and Experience

First Degree in Accounting/Finance combined with tertiary qualification in Agriculture
Customer Service experience. Business acumen. Knowledge of credit principles. Branch banking processes and procedures and policies, Knowledge of the banks’ products and services

 

Knowledge/Technical Skills/Expertise

  • Product Knowledge
  • Customer Understanding
  • Application and submission verification
  • Product related systems

Closing date: 17 March 2017

Apply here!

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